Affordable Care Act: What's next? - FOX13 News, WHBQ FOX 13

Affordable Care Act: What's next?

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So you signed up for health insurance through the government marketplace. Now what?

It may be the question 8 million Americans are asking after signing up for the government's Affordable Care plan.

MORE: Obamacare Under the Microscope

Running through some statistics first, 35-percent of the 8 million who enrolled are under 35 - the typically healthy demographic that will help pay for the sicker people through the Affordable Care Act. In March in Tennessee, only 25-percent of those enrolled in the Volunteer State were in that age range.

FOX13 News does not have the updated state-by-state breakdowns yet for enrollment.

What you need to know now that you have insurance:

In regard to your prescriptions - visit your insurer's website or call them to see which are covered on your plan.

If you signed up for a new plan that does not cover your prescription - ask your insurer if they offer a one-time refill until you can talk with your doctor about the next step.

You'll also want to call or go online to find a physician who is "in-network" and covered by your plan.

If your new plan doesn't cover your current doctor, you can file an appeal - that process is listed on healthcare.gov. The website is even instructing you to not go to the emergency room for every day aches and pains or colds. Rather, it says you need to find a primary care provider.

But remember, you're not actually covered by your plan until you begin paying your premiums. You'll receive a card in the mail, too.

For those who have never had health insurance there is a brief document that explains what you need to know about using your new coverage - including questions you need to be prepared to answer about your health on your first visit, how much your co-pays are and when you will need to pay them.

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