Thousands to lose insurance as Tennessee shuts down programs - Mid-South News, Weather, Traffic and Sports | FOX13

Thousands in Tennessee to lose insurance as state shuts down programs

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    Friday, October 4 2013 3:43 PM EDT2013-10-04 19:43:45 GMT
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MEMPHIS, Tenn. (FOX13) -

Many Tennesseans are receiving a letter from the Department of Finance and Administration because of the new health insurance coverage options, AccessTN will close for some individuals Jan. 1, 2014.

Individuals that have incomes above the federal poverty level or do not receive premium insurance assistance will no longer be eligible for AccessTN coverage.

Chuck Hudspeth, head of the Hudspeth Insurance Group in East Memphis, writes health care policies for individuals. He probably knows more about ACA than anyone around. Hudspeth said those who are being notified through the state will be losing their health care coverage at the end of the year will be offered new plans to choose from. But the cost of health care will go up, even more so if young healthy people fail to sign up for federal health care.

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"Everybody that is in AccessTN is going to get dumped in because of the law, so the price is going to go up," Hudspeth said. "There are people on the sidelines that still don't have insurance. They are not in AccessTN  but they are going to jump in, so a bunch of sick people will sign up. Healthy people  won't because it's not affordable and they will not get subsidies.

"So instead of the insurance companies making big profits this year they will lose a lot of money if the government can't deliver the subsidies," he added.

Dr. Scott Morris, founder of the Church Health Center, said unfortunately even with the federal health care option out there for many who could not get health insurance before, millions will still be without health care insurance. That is why the Church Health Center was founded and why Dr. Morris expects it to be around for the foreseeable future.

"We believe the Church Health Center is a model for what the faith community ought to be doing," Dr. Morris said. "We do not know how to solve the great social problems in America, but we do go to work every day saying what do people of faith have to say about this issue. That's what we do and quite well with over 60,000 who depend on us.

"Nobody needs to worry about the Church Health Center going out of business," Dr. Morris added. "We're not going out of business because the need for us is going to continue to be great, no matter what."

In the meantime millions of people will be changing individual health care plans and millions will be getting health care for the first time. A Dr. Morris pointed out, the sad part is there will still be millions of Americans who will continue to be left out of the health care system even after the federal program is fully implemented.

 

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